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Guilt, guilt, guilt. Guilt is a terrible feeling and is often self-inflicted by creative entrepreneurs, especially during the holidays.

Most people who work for themselves say they chose to do so because they wanted to “control their time.” People who value time over money, recognize that time is a precious commodity that cannot be created, bought, or borrowed. You have to use it wisely or else it is gone.

Having the luxury to control how, with whom, and where you spend your time is one of the bonuses of working for yourself. So, why is it that an overwhelming number of female entrepreneurs also say they feel guilty when they are not working on their businesses or with a client between the hours of 9 am to 5 pm?

To be truly happy and successful as an entrepreneur, you must break the corporate-created walls of time and learn how to set your day according to your needs and the needs of your clients. There is no law chaining you to your desk eight hours a day between 9 am and 5 pm.

Here’s my advice: stop feeling guilty about when you are working and when you are not, and ditch the idea of playing by rules set up by other organizations. Make sure you benefit from the freedoms of entrepreneurship and maximize your time by performing regular activities such as food shopping at off times like 10 am on a Tuesday or having your teeth cleaned at 2pm on a Monday. You will spend less time waiting in line, you will be less stressed, and actually have more time to devote to your clients and other activities, then if you went on a weekend or during a busier time.

Of course, be sure to take a day or two off completely during the holidays to go gift shopping, ice-skating, or for decorating your home. Give yourself permission to enjoy your life and do something for yourself, even if it is on a week day between nine and five. You deserve it.

Happy holidays!

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If there ever was a living, breathing version of the American Dream, it would be Farrah Gray.

A self-made millionaire by age 14, Gray is now an internationally known and respected entrepreneur and business leader who addresses more than half a million people per year on topics such as leadership, personal development, diversity, business development and financial management.

His newest venture, with First Premier Bank and Diamond Financial Products, is the “goFarr” card, a prepaid MasterCard featuring his likeness. The card is designed to increase financial literacy and freedom for those without a credit history or who are unable to get access to a line of credit.

Because the card is prepaid, there are no interest payments, credit checks or employment requirements, and unlike most prepaid cards, the goFarr card has no monthly fees. It can be used anywhere debit MasterCard is accepted, including ATMs, and cardholders can use the card to pay bills online or get employers to do a direct deposit onto the card.

Cardholders can monitor when, where and how much they spend 24 hours a day through Web and telephone access to account information. They soon will also get financial tips from Gray through live chats, podcasts and e-mail discussions.

“When I look at the fact that one-quarter of 18- to 24-year-olds are ‘un-banked,’ I see that it is also a problem that plagues low-income people of all ages,” Gray said. “This card can be an empowering tool that will instill valuable budgeting habits and responsible money-management skills.”

Gray became an entrepreneur at age 6, selling body lotion door-to-door. At age 7, he carried a business card that read “21st Century CEO.” At 13, he started Farr-Out Foods, a specialty foods company in New York. He became a published author at 19 with his financial self-help book “Reallionaire.”

“Farrah Gray is one of the great business minds and icons of his generation,” said Keith Byrd, chief operating officer of Diamond Financial Products. “At the age of 21, he has achieved more than many achieve in a lifetime. To those who become cardholders and are able to access financial advice from Farrah Gray, you too have the possibility to ‘goFarr.’”

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Congratulations for being one of the people who have realized what it would really take to succeed in this world. What does this mean? Well, you are one of the people who have realized the fact that entrepreneurship is the true answer to success.

Most people nowadays think that the only way they can succeed in life is to go to a good school, graduate, get a job, and get promoted until they are at the top of the company. Well, here’s some news for you: even executives do have some people to answer to.

The ones truly at the top of the corporate chain of command are the ones who started the business in the first place: entrepreneurs. You see, entrepreneurship offers you the chance to be the boss. Entrepreneurs get the real money while executives get salaries.

But how do you get to be an entrepreneur? Well, you’ll need to resolve yourself and make a decision to take a risk. What you need to do is start your own business and strive to be the best.

If you think about it, you will realize that Bill Gates had to start somewhere, didn’t he? You need to start somewhere too. Most entrepreneurs open up small size businesses. These businesses often cater to their immediate community. However, these types of businesses rarely become big. In fact, most businesses like these often die out with their owner.

Another disadvantage with businesses like this is the fact that the risk factor of failure is much greater. By starting your own business, you will have to establish a name and reputation, something that isn’t really done easily or quickly.

So, most entrepreneurs turn to franchising opportunities in order to get their business going. Franchise opportunities help entrepreneurs by providing them with the name and reputation that comes with a big corporation. Franchise opportunities help entrepreneurs get started in the world of business.

Inexperience is often the downfall of entrepreneurs. Most do not realize the complexities of running your own show. Franchising opportunities help entrepreneurs by giving them direction on how to do business their way. This means that you will be able to get tips straight from those who have already made it.

Franchise opportunities, to entrepreneurs, are keys that can help them penetrate a market ruled by big names. You see, these big names have established themselves long ago and trying to compete with them would be next to impossible.

Here’s a story of how a franchise opportunity transformed one man’s dreams. If you watch discovery channel, you’ll probably have encountered this name: Tony Tan.

Tony Tan was fresh out of college and worried about money. During a field trip to an ice cream factory, he happened to notice a franchise opportunity for the ice cream. Being very business-minded, he took that franchise opportunity and opened up his own ice cream shop.

When he opened his business, it was during the summer. Naturally, many customers came and business grew. During the rainy season, however, nobody bought ice cream, so he thought of serving burgers and snacks. These burgers soon had people flocking from all over, and his business grew and grew. Now, his food chain, Jollibee, is actually dominating McDonald’s in the Asian market. He won the Ernst and Young Entrepreneur of the World award in 2004.

If you doubt this information, you can actually research “Tony Tan” or “Jollibee” in the internet, and you’ll see how and ice cream franchise opportunity led this entrepreneur to compete with the golden arches.

And that is one example of how franchise opportunities help entrepreneurs.

How do entrepreneurs choose franchise opportunities?

Well, there are a number of considerations. First of all, there’s the question of capitalization. Exactly how much cash do you need to get a franchise? Then, there’s the question of profit: How much will you make by using the franchise?

Another question would involve the legal freedom by which you are able to use the company name. Questions also involve the amount of help you might get if you avail of the franchise opportunity.

As an entrepreneur, you should study the different factors of a franchise opportunity before taking advantage of it. After all, even though you have to take risks, you have to have assurances, right?

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To be a successful entrepreneur you are going to have to learn to deal with failure. There is no way around it. Thomas Edison tried over ten thousand different experiments before he finally demonstrated the first incandescent light bulb on October 21, 1879. Bill Gates’ first company, Traf-O-Data, was a failure. Michael Jordan was once quoted as saying: “I’ve missed more than 9,000 shots in my career. I’ve lost almost 300 games. 26 times I’ve been trusted to take the game winning shot; And missed. I’ve failed over and over again in my life. And that is why I succeed.”

In my short stint as an entrepreneur I’ve failed more times than I can count. I have also had my share of success, but it’s not even close to equal. The failures far outweigh the successes, and I’m sure I have a lot more failure ahead of me. I’m OK with that because I know that as soon as I stop failing, I have stopped trying to innovate. It’s the nature of the business of being an entrepreneur, and of success in general.

If it were easy, everyone would do it. It is naive to think that every good idea that you have will result in a successful business venture. I have yet to hear an entrepreneur say “every single idea I come up with seems to work.” More likely, you hear something like “I failed at my first five businesses before this one took off.”

Think about that for a second. Five businesses. Sometimes the number is three, sometimes it’s 20, but the important point is that most entrepreneurs don’t hit a home-run with their first company. It really does amaze me - how many people have the stones to fail five times and still start a sixth business? You have to be supremely confident and treat those previous five times as a learning experience for the sixth. And if number six fails, you have to do the same and move on to number seven.

In my opinion, the most important thing is how you deal with failure. Once you accept that it’s inevitable, you are able to learn from your mistakes and move on. It’s easy to let the failure consume you - not so much because you are pessimistic, but more so because it is hard to see something that you poured your heart and soul into be ignored or rejected. As soon as possible you need to come to the realization that your business is what they are ignoring or rejecting, NOT you. The sooner you do that, the sooner you can objectively analyze why you failed and learn the things necessary for improvement in the future.

Failure isn’t easy and is extremely frustrating, but it’s a necessary part of success. Don’t believe me? Ask Thomas Edison, Bill Gates or Michael Jordan! Ok, asking Thomas Edison might be a little tough, but you get the idea

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Most of today’s emerging entrepreneurs prefer to conduct their business online. Thanks to the internet, entrepreneurs can now reach different countries all over the world just to advertise and sell their products or services. If you want to become a successful internet entrepreneur, you must focus on your entrepreneur website. And why is that?

The foundation of an internet business is the website. Your success is dependent on the perception, feel, and look of your site. It is therefore very important to maximize your site’s effectiveness so that more subscribers are attracted to it and in turn boost your sales.

You must be able to have a squeeze page on your website. How will you do it? First and foremost, you must have a hosting account and domain. The domain should be in the hosting account. You can build your website by going to Microsoft FrontPage. This is a very easy thing to do so you will not encounter many problems. The form found in the squeeze page should match with the Autoresponder form. This way, personal information on the squeeze page can be captured correctly.

To catch the attention of internet users, your site must have a captivating headline. You can entice subscribers by giving them free bonus reports, newsletter, or even eBooks.

Some entrepreneurs put their photos on their site’s squeeze page. If you want to do the same, you must be extra careful as photos take up great file sizes. Your photo file should be reduced to a smaller size first so that it will not affect the boot up of the squeeze page. Waiting too long for a page to boot up will definitely discourage visitors.

Putting your photo is not a very good idea because some visitors are distracted by it and so they might miss some important information on the site. Sticking to text only on your squeeze page is the best way to load faster and provide all the information needed by the visitor.

If you can do these things to your website, you will not have many problems and not only that, more people will want to subscribe. Many entrepreneurs have started from scratch. Some of then even had to experience botched partnerships, failed businesses, bankruptcy, and heavy debts but despite the misfortunes, many entrepreneurs were able to survive. Now, they are earning thousands of profits every year.

Becoming a millionaire as an internet entrepreneur is not that hard. In fact, putting a physical business is harder than establishing an online business. However, both require hard work, dedication, and perseverance.

If you have the qualities and skills of an entrepreneur, you must try to establish your place on the web right now. Know your online business opportunities and start by creating an effective website.

As mentioned earlier, the entrepreneur website is one of the important keys to success. There is extreme competition among entrepreneurs online so you must be ready for it. Try to identify a market need that you have to meet and then answer that need by putting up an online business.

There are many resources that you can find online to help you out as you start your online business. You have to do some research so that your efforts will be rewarded when the right time comes. Being an entrepreneur is the best way to reach your dreams the soonest.

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