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Retirement at thirty really is not such a difficult concept. People think it is, because they are used to the concept that you must be old in retirement. Also, they think about retirement in the wrong way. They figure that they must save up a bunch of money which they will live off of until they die. This is a ludicrous outlook on retirement. To save up enough money to live off of will take almost an entire lifetime! No wonder people think you will be old when you retire! Some people have very lucrative jobs and live frugally, so they can afford to “retire” this way at a younger age, but it still takes a very, very long time. There is a better way. First, look at how you are working. Are you getting anything from it? Sure, you are getting paychecks. But, that is it. Paychecks. You are not building anything! Your strategy is to cut little pieces of these paychecks off every year and put them into an account which someday will have enough money in it so that it will cover the living expenses for the rest of your life. Instead, you could have been building something, like your own business, and you could retire within a few years. This does not mean that you will be rich; it means that you are free. Retirement is not living off a chunk of money, hoping that it outlives you; retirement is having an income that comes to you whether or not you are working. If you want to be rich, you can keep building these systems. However long you do this process of building is however rich you are going to be. Within five years, you can build a big enough of an income to live a decent life. If you work more, you will be able to afford a higher standard of living forever. Everybody should be doing this after college. You go to school as a child, and then you go to college. After graduation, you get a job and start building your business at night. Within a couple years, you do quit your job and work on your business full time. In a few more years, you retire; you are free. Retirement is not where you sit and do nothing. Retirement is where you are free to do the things you love. Humans naturally want to be productive, so we will not have a bunch of people doing nothing. Imagine a world where everybody is financially free to engage in work that they love, where nobody is trapped in a job they hate. Just imagine the productivity that will be when everybody works a job they love! Cody Scholberg, a recognized expert on finance, writes about money making ways and ways to make money with multi-level marketing companies. |
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